Loans
Whether it's for an unspecified use, to finance a purchase, or to extend an existing loan: Find the right credit product here.
In good hands
with the right loan.
Included free of charge
Included free of charge
Flex service
You can request a credit increase or change to the repayment term at any time. If you pass the repeat solvency check, your existing credit contract will be replaced with a new one.
1/6
Included free of charge
Payment deferral
You can defer your monthly installments on two separate occasions free of charge.
2/6
Included free of charge
Redemption service
We take care of redeeming your outstanding loans and costly credit card commitments with other providers and combine them into a single loan.
3/6
Included free of charge
Right of withdrawal
Even if the statutory withdrawal period has elapsed, you can still repay the money free of charge within ten days of it having been paid out to you.
4/6
Included free of charge
Credit potential service
Working in collaboration with you, we determine how much additional credit you could receive from us. If required, we will assess the potential for an increase and replace your existing contract with a new one if you pass the repeat solvency check.
5/6
Included free of charge
Financial check
We make sure that you can comfortably afford your monthly installments. Our certified team of experts is on hand to provide you with in-person advice free of charge at one of our 16 branches or by telephone. Or you can complete a quick financial check yourself on our website at any time.
6/6
Included free of charge
Flex service
You can request a credit increase or change to the repayment term at any time. If you pass the repeat solvency check, your existing credit contract will be replaced with a new one.
1/6
Included free of charge
Payment deferral
You can defer your monthly installments on two separate occasions free of charge.
2/6
Included free of charge
Redemption service
We take care of redeeming your outstanding loans and costly credit card commitments with other providers and combine them into a single loan.
3/6
Included free of charge
Right of withdrawal
Even if the statutory withdrawal period has elapsed, you can still repay the money free of charge within ten days of it having been paid out to you.
4/6
Included free of charge
Credit potential service
Working in collaboration with you, we determine how much additional credit you could receive from us. If required, we will assess the potential for an increase and replace your existing contract with a new one if you pass the repeat solvency check.
5/6
Included free of charge
Financial check
We make sure that you can comfortably afford your monthly installments. Our certified team of experts is on hand to provide you with in-person advice free of charge at one of our 16 branches or by telephone. Or you can complete a quick financial check yourself on our website at any time.
6/6
Flex service
Payment deferral
Redemption service
Right of withdrawal
Credit potential service
Financial check
Flex service
Payment deferral
Redemption service
Right of withdrawal
Credit potential service
Financial check
To meet every need
Simple and convenient
Immediate
Credit assessment
You can calculate your installments online and find out whether your requested credit amount is within your budget thanks to the initial assessment. You can even submit your application for a loan directly.
Thorough
Solvency check
You will receive a credit decision from us within 3 working days once we have carefully reviewed the information and documents submitted with your application and carried out a solvency check.
Direct
Payment
The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.
Responsible Responsible credit
BANK-now is committed to responsible lending:
Annual lending
over CHF 1 bn
Security
Swiss bank-client confidentiality
Active clients
more than 80'000
Principle
responsible lending
Your data
highest level of security
In good hands
since 2006
Promise of clarity
Our 80 specialists are available to provide you with clear and accessible advice in over 15 languages.
Loan illustration: A loan of CHF 10'000 with an effective annual interest rate between 5.9 % and 11.9 % results in total costs of CHF 314.00 to CHF 622.40 for 12 months and monthly installments of CHF 859.50 to CHF 885.20. The interest rate depends on the customer's creditworthiness.